ADFA APPROVED LENDERS
ADFA Homeownership and Down Payment Assistance Programs make purchasing a home more affordable for low-to-moderate income families and individuals. For eligible borrowers, these programs can greatly reduce the out-of-pocket expense to the buyer.
ADFA HOMEOWNERSHIP PROGRAMS
“ADFA MOVE-UP” LOAN PROGRAM
The "ADFA Move-Up" Loan Program offers homebuyers an affordable mortgage. And when using an “ADFA Move-Up” loan, borrowers may be eligible to combine it with other ADFA single family home buying incentives.
ADFA STARTSMART FIRST TIME HOMEBUYER PROGRAM
The StartSmart Mortgage Loan Program offers a below market interest rate mortgage to: (1) qualified low-to-moderate income first time homebuyers, (2) individuals purchasing a home in one of 30 targeted counties, and/or (3) veterans or spouse of a veteran.
ADFA DOWN PAYMENT ASSISTANCE PROGRAMS
ADFA DOWN PAYMENT ASSISTANCE PROGRAM (DPA)
The ADFA Down Payment Assistance Program (DPA) can provide up to $15,000 for down payment and closing cost assistance. ADFA's Down Payment Assistance (DPA) Loan is a second mortgage with a 10-year term. It carries the same interest rate as the first mortgage ("ADFA Move-Up" Loan Program or "ADFA StartSmart " First Time Homebuyer Program).
ADFA APPROVED LENDERS
Tell us the city you want to live in, and we’ll show you a list of trusted lenders in your area and help you get started on your homeownership journey.
